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鼎诚小额贷款公司-裕昌集团|裕昌房产|裕昌控股集团有限公司-裕昌集团
裕昌集团

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  聊城市东昌府区鼎诚小额贷款有限公司2013115经山东省金融工作办公室批复(鲁金办字[2013]30号)成立,是东昌府区第四家小额贷款公司。公司位于东昌府区兴华东路100号,注册资本1亿元,法定代表吕乃涛,经营范围:在东昌府区区域内办理各项小额贷款;开展小企业发展、管理、财务等咨询业务。自201331日试营业以来,累计发放贷款3000多万元,经营稳健,发展势头良好。公司设有总经理室、信贷部、风险部、综合部、财务部、档案室六个部室和一个审批委员会,现有员工12人。

经营宗旨:

以“真诚、敬业、和谐、奉献”为企业精神,以“小额、分散”为经营原则,以服务“三农”和中小企业、个体工商业者,服务地方经济为已任。

经营范围:

(一)办理各项小额贷款。

(二)开展小企业发展、管理、财务等咨询业务。

借款人(公司)具备的条件  

   1、经工商行政管理部门核准登记,且年检合格;

   2、有必要的组织机构、经营管理制度和财务管理制度;

   3、有固定经营场所,经营稳定,产品有市场、有效益;

   4、持有人民银行核发的贷款证(卡);

   5、企业经营一年以上,有充足的还款来源和良好的还款意愿;

   6、信誉良好,具备履行合同、偿还债务的能力,无不良信用记录,能提供符合要求的担保;

   7、企业法定代表人、实际控制人或主要股东承担连带保证责任等;

 
借款人(自然人)具备的条件  

1、借款申请人应为18周岁以上60周岁以下,具有完全民事行为能力的东昌府区居民或在东昌府区有固定住址和固定经营场所、经营期限在一年以上的个体经营者;

其中“当地长期居住证明”的证明材料可以是房产证、购房合同、营业执照、工作证明及其他可以证明借款人在当地居住相对稳定(一年以上)的相关材料中的一种或几种;

2、具有稳定合法的收入来源,有按期偿还贷款本息的能力;

3、采取担保方式的,还需提供公司认可的担保;

4、信誉良好,无不良记录等。

 

 

 

 

公司地址:聊城东昌府区兴华路100号(东昌中学对过)

垂询电话:2933666/888

 
  • 裕昌集团 版权所有 备案号:11001782号-2
  • 裕昌集团信息中心制作
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